PeerBerry Review 2026
PeerBerry: Reported portfolio performance is 100% and war-affected exposure was repaid, a meaningful stress test; but Peerberry d.o.o. holds no ECSP or MiFID II licence (the ECSP licence belongs to sister platform Crowdpear), so no supervisor verifies its reporting, and it depends on the Aventus ecosystem and partner originators.
Overview
PeerBerry is a consumer P2P lending platform offering returns of 11%. Unregulated platform that reports a fully performing portfolio and says war-affected exposure was repaid. No supervisor verifies its reporting, and protection relies on buyback from the lending group, not on regulation.
PeerBerry – Key facts
| Evidence DD | 77/100 |
|---|---|
| Annual Returns | 11% |
| Risk | MEDIUM RISK |
| Regulation | Unregulated |
| Lending model | Mixed |
| Founded | 2017 |
| Minimum Investment | €10 |
Data last verified: · How evidence-led scoring works
How It Works
PeerBerry connects investors with short-term and long-term loans originated by the Aventus Group and partner lending companies. Loans carry a buyback obligation from the originator or group. It is a contractual promise, only as strong as the party behind it: it is not cash protection and not a regulatory safeguard.
Returns and Performance
PeerBerry offers average returns of 11%. Actual performance depends on your investment strategy and risk tolerance.
Regulation and Safety
PeerBerry is operated by Peerberry d.o.o. (Zagreb, Croatia) and does not hold an ECSP or MiFID II licence, so it is not supervised as a crowdfunding or investment firm. Investor protection is contractual (buyback and guarantees from the lending group), not regulatory. The ECSP licence supervised by the Bank of Lithuania belongs to Crowdpear, a separate platform with the same shareholders, and does not cover PeerBerry.
Pros and Cons
✅ Pros
- Reports a fully performing portfolio (platform data)
- Buyback obligation from the lending group, only as strong as the group
- €10 minimum
- Withdrawals free of charge
⚠️ Cons
- Not regulated: no supervisor verifies reporting
- Depends on the Aventus ecosystem and partner originators
- Limited loan types
Fees
PeerBerry charges no fees to investors. The platform earns revenue from lending companies that list loans on the platform. Withdrawals are free of charge.
PeerBerry: Evidence-led due diligence score
77/100
Reported portfolio performance is 100% and war-affected exposure was repaid, a meaningful stress test; but Peerberry d.o.o. holds no ECSP or MiFID II licence (the ECSP licence belongs to sister platform Crowdpear), so no supervisor verifies its reporting, and it depends on the Aventus ecosystem and partner originators.
- Capital performance & recoveries 9/10
- Transparency & evidence 6/10
- Operating history & resilience 9/10
- Governance & investor terms 3/10
A higher rank is not capital protection: every P2P investment can lose money. How evidence-led scoring works
FAQ PeerBerry
Is PeerBerry safe?
P2PRadar's evidence-led due diligence score for PeerBerry is 77/100. Reported portfolio performance is 100% and war-affected exposure was repaid, a meaningful stress test; but Peerberry d.o.o. holds no ECSP or MiFID II licence (the ECSP licence belongs to sister platform Crowdpear), so no supervisor verifies its reporting, and it depends on the Aventus ecosystem and partner originators. A higher score is not capital protection: every P2P investment can lose money.
Is PeerBerry regulated?
P2PRadar lists PeerBerry as unregulated as a platform. PeerBerry is operated by Peerberry d.o.o. (Zagreb, Croatia) and does not hold an ECSP or MiFID II licence, so it is not supervised as a crowdfunding or investment firm. Investor protection is contractual (buyback and guarantees from the lending group), not regulatory. The ECSP licence supervised by the Bank of Lithuania belongs to Crowdpear, a separate platform with the same shareholders, and does not cover PeerBerry.
What returns does PeerBerry offer?
PeerBerry offers average returns of 11%. Actual performance depends on your investment strategy and risk tolerance. Advertised rates are not guaranteed: defaults, delays, currency effects, fees and taxes can reduce net returns.
What is the minimum investment on PeerBerry?
PeerBerry minimum investment: €10.
What fees does PeerBerry charge?
PeerBerry charges no fees to investors. The platform earns revenue from lending companies that list loans on the platform. Withdrawals are free of charge.
How does PeerBerry work?
PeerBerry connects investors with short-term and long-term loans originated by the Aventus Group and partner lending companies. Loans carry a buyback obligation from the originator or group. It is a contractual promise, only as strong as the party behind it: it is not cash protection and not a regulatory safeguard.
My Personal Experience
My Verdict
Unregulated platform that reports a fully performing portfolio and says war-affected exposure was repaid. No supervisor verifies its reporting, and protection relies on buyback from the lending group, not on regulation.
Ready to Start?
A higher rank is not capital protection: every P2P investment can lose money.
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