About P2PRadar – Independent P2P Lending Analysis Methodology
Discover who runs P2PRadar, our research methodology for European P2P lending platforms, and the editorial principles guiding independent platform reviews and ratings.
Who is behind P2PRadar
Francesco runs P2PRadar as an independent research project focused on European P2P lending, platform comparisons, tax friction, and portfolio decisions for retail investors.
The project is built for readers who want clearer comparisons, source-backed analysis, and a more practical view of risks than typical promotional landing pages provide.
Methodology in practice
P2PRadar is designed to be transparent about how articles and rankings are built. The goal is not to promise certainty, but to make comparisons easier to audit and update over time.
Platform terms, public pricing, investor pages, official FAQs, regulatory disclosures, and tax guidance are reviewed before a page is published or refreshed.
Where possible, platform onboarding flow, dashboard clarity, product structure, and risk presentation are checked directly instead of relying only on marketing copy.
Rankings and articles prioritize transparency, downside awareness, diversification utility, and clarity of investor protections over headline yield alone.
Editorial principles
- No platform can buy a better ranking or a more favorable verdict.
- Articles are updated when a material input changes or when the methodology is improved.
- Important articles can include a public change history and a cited sources section.
- If a placement is sponsored, that sponsorship is declared explicitly.
- Sponsorship can affect only table placement, never the platform evaluation itself.
- Where a topic is uncertain or country-specific, the article should point readers to original sources.
Sponsored placements, when present, are explicitly disclosed. Sponsorship may influence only a platform's position in the comparison table, never the platform's rating, review verdict, or editorial evaluation.
What this site is not
P2PRadar is an informational project, not personalized financial advice. Rankings are decision-support tools, not guarantees. Before investing, read the How rankings work, review the Affiliations & monetization, and verify the original platform documents linked in each article.