Mintos vs PeerBerry – Platform Comparison 2026
Mintos vs PeerBerry: compare returns, risk, regulation, and minimum investment side by side. Detailed 2026 comparison for European P2P investors.
At a Glance
Mintos is a multi-asset P2P platform offering returns of ~12% with a medium-risk profile. PeerBerry is a consumer platform offering returns of 11% with a low-risk profile. Below we compare the key metrics to help you decide which platform fits your investment goals.
Side-by-Side Comparison
| Mintos | PeerBerry | |
|---|---|---|
| Category | Multi-Asset | Consumer |
| Returns | ~12% | 11% |
| Risk Level | MEDIUM RISK | LOW RISK |
| Regulation | ✅ ✅ MiFID II | ✅ ✅ ECSP |
| Minimum Investment | €50 | €10 |
Mintos – Strengths & Weaknesses
✅ Strengths
- Largest platform
- Regulated
- €20K protection
- Many loan types
⚠️ Weaknesses
- Complex for beginners
- Past defaults
PeerBerry – Strengths & Weaknesses
✅ Strengths
- Zero investor losses
- ECSP regulated
- Strong buyback
- Reliable
⚠️ Weaknesses
- Lower returns
- Limited loan types
Which Platform Should You Choose?
Mintos may be the better choice if you value largest platform and regulated. It offers returns of ~12% with a medium-risk profile.
PeerBerry may be the better choice if you value zero investor losses and ecsp regulated. It offers returns of 11% with a low-risk profile.
Conclusion
Both Mintos and PeerBerry are solid European P2P platforms. The most established P2P platform in Europe. Great for diversification. Most reliable platform. Zero losses since launch makes it perfect for conservative investors. Your choice should depend on your risk tolerance, desired returns, and whether regulation is a priority.
Frequently Asked Questions
Is Mintos better than PeerBerry?
It depends on your investment goals. Mintos offers returns of ~12% while PeerBerry offers 11%. Compare risk, regulation and minimum investment above to decide which suits you best.
Which platform has higher returns, Mintos or PeerBerry?
Mintos offers returns of ~12% while PeerBerry offers returns of 11%. Past returns do not guarantee future results.
Are Mintos and PeerBerry regulated?
Mintos is Regulated. PeerBerry is Regulated. Regulation provides additional investor protection under EU rules.
Mintos
The most established P2P platform in Europe. Great for diversification.
Register Now → MintosPeerBerry
Most reliable platform. Zero losses since launch makes it perfect for conservative investors.
Register Now → PeerBerry View Full Review: Mintos →
View Full Review: PeerBerry →
Sponsored placements, when present, are explicitly disclosed. Sponsorship may influence only a platform's position in the comparison table, never the platform's rating, review verdict, or editorial evaluation.