Mintos Rezension 2026
Überblick
Mintos is a multi-asset P2P lending platform offering returns of ~12%. The most established P2P platform in Europe. Great for diversification.
Wie es funktioniert
Mintos is a marketplace that connects investors with loans originated by lending companies across Europe and beyond. Investors can choose loans manually or use automated strategies via Mintos Strategies.
Renditen und Leistung
Mintos offers average returns of ~12%. Actual performance depends on your investment strategy and risk tolerance.
Regulierung und Sicherheit
Mintos is regulated by the Financial and Capital Market Commission (FCMC) of Latvia under MiFID II, offering investors €20,000 protection under European investor compensation schemes.
Vor- und Nachteile
✅ Vorteile
- Largest platform
- Regulated
- €20K protection
- Many loan types
⚠️ Nachteile
- Complex for beginners
- Past defaults
Gebühren
Investing on Mintos is free of charge for investors. No fees are charged for buying or selling loans on the secondary market. Lending companies pay fees to Mintos.
Meine persönliche Erfahrung
Mein Urteil
The most established P2P platform in Europe. Great for diversification.
Gesponserte Platzierungen werden, sofern vorhanden, ausdrücklich gekennzeichnet. Sponsoring kann nur die Position einer Plattform in der Vergleichstabelle beeinflussen, niemals ihr Rating, das Fazit der Bewertung oder die redaktionelle Einschätzung.
Bereit anzufangen? Mintos?
The most established P2P platform in Europe. Great for diversification.
Jetzt registrieren → Mintos