Mintos Reseña 2026
Visión General
Mintos is a multi-asset P2P lending platform offering returns of ~12%. The most established P2P platform in Europe. Great for diversification.
Cómo Funciona
Mintos is a marketplace that connects investors with loans originated by lending companies across Europe and beyond. Investors can choose loans manually or use automated strategies via Mintos Strategies.
Rendimientos y Rendimiento
Mintos offers average returns of ~12%. Actual performance depends on your investment strategy and risk tolerance.
Regulación y Seguridad
Mintos is regulated by the Financial and Capital Market Commission (FCMC) of Latvia under MiFID II, offering investors €20,000 protection under European investor compensation schemes.
Pros y Contras
✅ Pros
- Largest platform
- Regulated
- €20K protection
- Many loan types
⚠️ Contras
- Complex for beginners
- Past defaults
Comisiones
Investing on Mintos is free of charge for investors. No fees are charged for buying or selling loans on the secondary market. Lending companies pay fees to Mintos.
Mi Experiencia Personal
Mi Veredicto
The most established P2P platform in Europe. Great for diversification.
Las posiciones patrocinadas, cuando existen, se indican explícitamente. El patrocinio solo puede influir en la posición de una plataforma dentro de la tabla comparativa, nunca en su calificación, veredicto de la reseña o evaluación editorial.
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The most established P2P platform in Europe. Great for diversification.
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