Mintos Recensione 2026
Panoramica
Mintos is a multi-asset P2P lending platform offering returns of ~12%. The most established P2P platform in Europe. Great for diversification.
Come Funziona
Mintos is a marketplace that connects investors with loans originated by lending companies across Europe and beyond. Investors can choose loans manually or use automated strategies via Mintos Strategies.
Rendimenti e Performance
Mintos offers average returns of ~12%. Actual performance depends on your investment strategy and risk tolerance.
Regolamentazione e Sicurezza
Mintos is regulated by the Financial and Capital Market Commission (FCMC) of Latvia under MiFID II, offering investors €20,000 protection under European investor compensation schemes.
Pro e Contro
✅ Pro
- Largest platform
- Regulated
- €20K protection
- Many loan types
⚠️ Contro
- Complex for beginners
- Past defaults
Commissioni
Investing on Mintos is free of charge for investors. No fees are charged for buying or selling loans on the secondary market. Lending companies pay fees to Mintos.
La Mia Esperienza Personale
Il Mio Verdetto
The most established P2P platform in Europe. Great for diversification.
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The most established P2P platform in Europe. Great for diversification.
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