Mintos Avis 2026
Vue d'ensemble
Mintos is a multi-asset P2P lending platform offering returns of ~12%. The most established P2P platform in Europe. Great for diversification.
Comment ça Marche
Mintos is a marketplace that connects investors with loans originated by lending companies across Europe and beyond. Investors can choose loans manually or use automated strategies via Mintos Strategies.
Rendements et Performance
Mintos offers average returns of ~12%. Actual performance depends on your investment strategy and risk tolerance.
Réglementation et Sécurité
Mintos is regulated by the Financial and Capital Market Commission (FCMC) of Latvia under MiFID II, offering investors €20,000 protection under European investor compensation schemes.
Avantages et Inconvénients
✅ Avantages
- Largest platform
- Regulated
- €20K protection
- Many loan types
⚠️ Inconvénients
- Complex for beginners
- Past defaults
Frais
Investing on Mintos is free of charge for investors. No fees are charged for buying or selling loans on the secondary market. Lending companies pay fees to Mintos.
Mon Expérience Personnelle
Mon Verdict
The most established P2P platform in Europe. Great for diversification.
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Prêt à Commencer ? Mintos?
The most established P2P platform in Europe. Great for diversification.
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