Mintos Beoordeling 2026
Overzicht
Mintos is a multi-asset P2P lending platform offering returns of ~12%. The most established P2P platform in Europe. Great for diversification.
Hoe het Werkt
Mintos is a marketplace that connects investors with loans originated by lending companies across Europe and beyond. Investors can choose loans manually or use automated strategies via Mintos Strategies.
Rendementen en Prestaties
Mintos offers average returns of ~12%. Actual performance depends on your investment strategy and risk tolerance.
Regulering en Veiligheid
Mintos is regulated by the Financial and Capital Market Commission (FCMC) of Latvia under MiFID II, offering investors €20,000 protection under European investor compensation schemes.
Voor- en Nadelen
✅ Voordelen
- Largest platform
- Regulated
- €20K protection
- Many loan types
⚠️ Nadelen
- Complex for beginners
- Past defaults
Kosten
Investing on Mintos is free of charge for investors. No fees are charged for buying or selling loans on the secondary market. Lending companies pay fees to Mintos.
Mijn Persoonlijke Ervaring
Mijn Oordeel
The most established P2P platform in Europe. Great for diversification.
Gesponsorde plaatsingen worden, wanneer aanwezig, expliciet vermeld. Sponsoring kan alleen de positie van een platform in de vergelijkingstabel beïnvloeden, nooit de rating, de reviewconclusie of de redactionele beoordeling.
Klaar om te Beginnen? Mintos?
The most established P2P platform in Europe. Great for diversification.
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