Vind Jouw P2P Platform

Onafhankelijke vergelijking met fiscale rekenmachine.

0
Platforms
0%
Max Yield
0%
Avg Return

Platform Vergelijking (23)

Categorie Reg Bonus Registreren
Digilo ⭐ #1
Vastgoed • LV • EUR
Vastgoed 9-12% 5/10 ECSP 15€ Bonus
€15 welkomstbonus voor nieuwe in aanmerking komende beleggers
€150 Registreren
Nectaro 🏆 TOP
Consumenten • LV • EUR
Consumenten 14.9% 6/10 None 1% Cashback
First 30 days • Max €1,000
€10 Registreren
PeerBerry 5/5
Consumenten • EUR
Consumenten 11% 2/10 ECSP 0.5% Welcome + Tot 1% VIP
Welcome: +0.5% 90 days • Loyalty: up to +1%
€10 Registreren
Mintos 5/5
Multi-Asset • LV • EUR
Multi-Asset ~12% 5/10 MiFID II Tot 350€ Vaste Bonus
GO- promo code • New investors • Invest within same calendar month • 90-day hold
€50 Registreren
Monefit SmartSaver 4.5/5
Consumenten • EE • EUR
Consumenten 7.5-10.5% 3/10 None 0.25% Signup Bonus
0.25% bonus on net investments during first 90 days
€5 Registreren
Afranga 4.5/5
Bedrijven • BG • EUR
Bedrijven 14.75% 4/10 ECSP 0.5% Cashback
First 90 days
€10 Registreren
InRento 4.8/5
Vastgoed • LT • EUR
Vastgoed ~12% 2/10 Lithuanian CB 20€ Vaste Bonus
First project • Min €500
€100 Registreren
Indemo 4/5
NPL • EUR
NPL 15-18% 5/10 Regulated Tot 5% Cashback
June campaign: 3% €10–999 • 4% €1,000–2,999 • 5% €3,000+ (until 30 Jun 2026)
€100 Registreren
Triple Dragon 3/5
Gaming • EUR
Gaming 14% 6/10 None 1% Cashback
Invest within 60 days • Both parties
€50 Registreren
Lendermarket 3.5/5
Consumenten • EUR
Consumenten ~14% 6/10 None 10€ + 1.0% Cashback
First 90 days
€10 Registreren
Maclear 4/5
Bedrijven • EUR
Bedrijven up to 15.6% 3/10 ECSP 15€ + 3% Cashback
€15 welcome after first €50 primary investment within 7 days + 3% referral cashback on primary investments first 90 days
€50 Registreren
Modena 4/5
Consumenten • EUR
Consumenten 8.5-11% 2/10 Regulated Tot 1025€ Vaste Bonus
Newcomer campaign on official site
€50 Registreren
Viainvest 4/5
Consumenten • EUR
Consumenten ~11.8% 2/10 Regulated 1.0% Cashback
Auto-invest only • First quarter
€10 Registreren
Income Marketplace 4/5
Consumenten • EUR
Consumenten ~13% 3/10 None 1.0% Cashback
First 30 days
€10 Registreren
LANDE 3.5/5
Landbouw • EUR
Landbouw up to 14% 6/10 None 1% Cashback
First 90 days • Both parties
€50 Registreren
Debitum 4/5
Bedrijven • EUR
Bedrijven ~10% 2/10 Regulated 20€ + Tot 2% Loyalty
Referral: €20 each after friend invests €1,000 in 30 days • Loyalty boost up to 2% + quarterly cashback by tier
€50 Registreren
Bondora 4/5
Consumenten • EE • EUR
Consumenten ~6% 1/10 Regulated 5€ Vaste Bonus
Welcome bonus • Invest €50 in 30 days
€1 Registreren
Revest 3.5/5
Vastgoed • EUR
Vastgoed up to 13% 5/10 None 0.5% Cashback
Invest within 30 days • Both parties
€0 Registreren
SAVY 4/5
Consumenten • EUR
Consumenten up to 13% 5/10 Bank of Lithuania 1% Cashback
First 90 days • Max €1,000
€10 Registreren
Letsinvest 4/5
Vastgoed • EUR
Vastgoed up to 12% 5/10 ECSP €100 Registreren
Bondster 3.5/5
Consumenten • EUR
Consumenten up to 14% 6/10 None 1% Cashback
First 90 days via referral
€5 Registreren
Asterra Estate 3.5/5
Vastgoed • EUR
Vastgoed up to 14% 6/10 None €100 Registreren
FF Forest 3/5
Landbouw • EUR
Landbouw up to 18% 8/10 None €500 Registreren
Digilo
Real Estate
Rendementen
9-12%
Risk Score
5/10
Buyback
Min Inv.
€150
Bonus
15€ Bonus
€15 welkomstbonus voor nieuwe in aanmerking komende beleggers
Mintos
Multi-Asset
Rendementen
~12%
Risk Score
5/10
Buyback
Min Inv.
€50
Bonus
Tot 350€ Vaste Bonus
GO- promo code • New investors • Invest within same calendar month • 90-day hold
PeerBerry
Consumer
Rendementen
11%
Risk Score
2/10
Buyback
Min Inv.
€10
Bonus
0.5% Welcome + Tot 1% VIP
Welcome: +0.5% 90 days • Loyalty: up to +1%
Esketit
Consumer
Rendementen
12-14%
Risk Score
8/10
Buyback
Min Inv.
€10
Bonus
1.5% Cashback
First 90 days • Gold/Platinum status
Nectaro
Consumer
Rendementen
14.9%
Risk Score
6/10
Buyback
Min Inv.
€10
Bonus
1% Cashback
First 30 days • Max €1,000
Monefit SmartSaver
Consumer
Rendementen
7.5-10.5%
Risk Score
3/10
Buyback
Min Inv.
€5
Bonus
0.25% Signup Bonus
0.25% bonus on net investments during first 90 days
Afranga
Business
Rendementen
14.75%
Risk Score
4/10
Buyback
Min Inv.
€10
Bonus
0.5% Cashback
First 90 days
InRento
Real Estate
Rendementen
~12%
Risk Score
2/10
Buyback
Min Inv.
€100
Bonus
20€ Vaste Bonus
First project • Min €500
Indemo
NPL
Rendementen
15-18%
Risk Score
5/10
Buyback
Min Inv.
€100
Bonus
Tot 5% Cashback
June campaign: 3% €10–999 • 4% €1,000–2,999 • 5% €3,000+ (until 30 Jun 2026)
Triple Dragon
Gaming
Rendementen
14%
Risk Score
6/10
Buyback
Min Inv.
€50
Bonus
1% Cashback
Invest within 60 days • Both parties
Lendermarket
Consumer
Rendementen
~14%
Risk Score
6/10
Buyback
Min Inv.
€10
Bonus
10€ + 1.0% Cashback
First 90 days
Maclear
Business
Rendementen
up to 15.6%
Risk Score
3/10
Buyback
Min Inv.
€50
Bonus
15€ + 3% Cashback
€15 welcome after first €50 primary investment within 7 days + 3% referral cashback on primary investments first 90 days
Modena
Consumer
Rendementen
8.5-11%
Risk Score
2/10
Buyback
Min Inv.
€50
Bonus
Tot 1025€ Vaste Bonus
Newcomer campaign on official site
Viainvest
Consumer
Rendementen
~11.8%
Risk Score
2/10
Buyback
Min Inv.
€10
Bonus
1.0% Cashback
Auto-invest only • First quarter
Income Marketplace
Consumer
Rendementen
~13%
Risk Score
3/10
Buyback
Min Inv.
€10
Bonus
1.0% Cashback
First 30 days
Ventus Energy
Energy
Rendementen
6-12%
Risk Score
8/10
Buyback
Min Inv.
€50
Bonus
+1.0% Interest Boost
Extra yield on green investments
LANDE
Agricultural
Rendementen
up to 14%
Risk Score
6/10
Buyback
Min Inv.
€50
Bonus
1% Cashback
First 90 days • Both parties
Debitum
Business
Rendementen
~10%
Risk Score
2/10
Buyback
Min Inv.
€50
Bonus
20€ + Tot 2% Loyalty
Referral: €20 each after friend invests €1,000 in 30 days • Loyalty boost up to 2% + quarterly cashback by tier
Bondora
Consumer
Rendementen
~6%
Risk Score
1/10
Buyback
Min Inv.
€1
Bonus
5€ Vaste Bonus
Welcome bonus • Invest €50 in 30 days
Revest
Real Estate
Rendementen
up to 13%
Risk Score
5/10
Buyback
Min Inv.
€0
Bonus
0.5% Cashback
Invest within 30 days • Both parties
SAVY
Consumer
Rendementen
up to 13%
Risk Score
5/10
Buyback
Min Inv.
€10
Bonus
1% Cashback
First 90 days • Max €1,000
Letsinvest
Real Estate
Rendementen
up to 12%
Risk Score
5/10
Buyback
Min Inv.
€100
Bondster
Consumer
Rendementen
up to 14%
Risk Score
6/10
Buyback
Min Inv.
€5
Bonus
1% Cashback
First 90 days via referral
Asterra Estate
Real Estate
Rendementen
up to 14%
Risk Score
6/10
Buyback
Min Inv.
€100
FF Forest
Agricultural
Rendementen
up to 18%
Risk Score
8/10
Buyback
Min Inv.
€500
Kapitaalallocatie

P2P werkt het best als 10% van portefeuille. Kernkapitaal verdient meer.

Gebruik P2P als satellietpositie met hoog rendement en haal winst weg voordat risico zich opstapelt. Houd rest van kapitaal waar serieuze beleggers lange termijn posities bouwen: gereguleerde broker, ETF-kern, CFD-tools wanneer nodig.

10% P2P-deel voor rendement, diversificatie en platformtests.
Winsten Neem winsten regelmatig op in plaats van alles bloot te laten aan lening- en platformrisico.
Core Plaats hoofdvermogen bij broker gebouwd voor ETF-portefeuilles en CFD-toegang.
Vind broker op Brokerfind →

Hall of shame

Platforms removed from the comparison table due to severe trust, repayment, or governance concerns.

  • Ventus Energy: Alleged investor scam patterns and repeated complaints about repayment issues.
  • Esketit: Not classified here as a scam, but included for governance/reputation controversies.
  • EstateGuru: Serious late-loan and recovery issues that hurt many investors.
  • Twino: Long-standing delayed repayments and trust concerns reported by users.
  • Revest24: High-risk behavior and multiple investor red flags reported by the community.

🎁 Bonussen

🏠 Digilo
15€ Bonus

€15 welkomstbonus voor nieuwe in aanmerking komende beleggers

🌐 Mintos
Tot 350€ Vaste Bonus

GO- promo code • New investors • Invest within same calendar month • 90-day hold

🔷 Bitget
Tot 6200 USDT

Gebruik code FRA555 • Tot 6200 USDT

🫐 PeerBerry
0.5% Welcome + Tot 1% VIP

Welcome: +0.5% 90 days • Loyalty: up to +1%

💸 Esketit
1.5% Cashback

First 90 days • Gold/Platinum status

🏆 Nectaro
1% Cashback

First 30 days • Max €1,000

Monefit SmartSaver
0.25% Signup Bonus

0.25% bonus on net investments during first 90 days

💼 Afranga
0.5% Cashback

First 90 days

🏠 InRento
20€ Vaste Bonus

First project • Min €500

Indemo
Tot 5% Cashback

June campaign: 3% €10–999 • 4% €1,000–2,999 • 5% €3,000+ (until 30 Jun 2026)

🎮 Triple Dragon
1% Cashback

Invest within 60 days • Both parties

📊 Lendermarket
10€ + 1.0% Cashback

First 90 days

🏢 Maclear
15€ + 3% Cashback

€15 welcome after first €50 primary investment within 7 days + 3% referral cashback on primary investments first 90 days

💎 Modena
Tot 1025€ Vaste Bonus

Newcomer campaign on official site

📈 Viainvest
1.0% Cashback

Auto-invest only • First quarter

💵 Income Marketplace
1.0% Cashback

First 30 days

🌿 Ventus Energy
+1.0% Interest Boost

Extra yield on green investments

🌾 LANDE
1% Cashback

First 90 days • Both parties

🔷 Debitum
20€ + Tot 2% Loyalty

Referral: €20 each after friend invests €1,000 in 30 days • Loyalty boost up to 2% + quarterly cashback by tier

🟠 Bondora
5€ Vaste Bonus

Welcome bonus • Invest €50 in 30 days

🏡 Revest
0.5% Cashback

Invest within 30 days • Both parties

🛡️ SAVY
1% Cashback

First 90 days • Max €1,000

🏗️ Letsinvest
Geen bonussen momenteel beschikbaar
🔗 Bondster
1% Cashback

First 90 days via referral

🏘️ Asterra Estate
Geen bonussen momenteel beschikbaar
🌲 FF Forest
Geen bonussen momenteel beschikbaar
8lends
30 USDC + 6% 8LNDS

Welcome: 30 USDC after signup/first investment • 6% 8LNDS cashback on investments • Referral bonus 6% of friend investments for 45 days

Crypto-platformen: bekijk de individuele vermeldingen hierboven voor beschikbare bonussen.

Speak with me

Speak with me

For tailored allocation guidance and portfolio reviews, visit Prince Allocation.

Visit Prince Allocation →

📝 Platform Beoordelingen

Gedetailleerde analyse op basis van mijn persoonlijke ervaring.

🚀 Roadmap & verbeteringen

📱

Mobiele app

Native iOS/Android-app voor het volgen van je portfolio onderweg.

📊

Portefeuilletracker Actief

Realtime synchronisatie met platforms om rendementen te volgen.

🔔

Slimme meldingen

Notificaties voor nieuwe kansen en platformupdates.

⚠️ Waarschuwing

Investeren in P2P-leenplatforms brengt risico's met zich mee, waaronder het risico van gedeeltelijk of volledig verlies van het geïnvesteerde geld. Uw investering is niet gedekt door depositogarantiestelsels in de zin van Richtlijn 2014/49/EU, noch door beleggerscompensatiestelsels in de zin van Richtlijn 1997/9/EG. U ontvangt mogelijk geen rendement. Dit is geen spaarproduct en wij adviseren niet meer dan 10% van uw nettovermogen te investeren. Dit is geen financieel advies. Overeenkomstig Verordening (EU) 2020/1503.

👋 Over Mij

Francesco uit Italië, enthousiast over alternatieve investeringen.

Ik test elke aanbevolen platform persoonlijk met eigen geld. Geen marketing, alleen praktische analyse.

— Francesco