Mintos Avaliação 2026
Visão Geral
Mintos is a multi-asset P2P lending platform offering returns of ~12%. The most established P2P platform in Europe. Great for diversification.
Como Funciona
Mintos is a marketplace that connects investors with loans originated by lending companies across Europe and beyond. Investors can choose loans manually or use automated strategies via Mintos Strategies.
Rendimentos e Desempenho
Mintos offers average returns of ~12%. Actual performance depends on your investment strategy and risk tolerance.
Regulamentação e Segurança
Mintos is regulated by the Financial and Capital Market Commission (FCMC) of Latvia under MiFID II, offering investors €20,000 protection under European investor compensation schemes.
Prós e Contras
✅ Prós
- Largest platform
- Regulated
- €20K protection
- Many loan types
⚠️ Contras
- Complex for beginners
- Past defaults
Taxas
Investing on Mintos is free of charge for investors. No fees are charged for buying or selling loans on the secondary market. Lending companies pay fees to Mintos.
A Minha Experiência Pessoal
O Meu Veredicto
The most established P2P platform in Europe. Great for diversification.
As posições patrocinadas, quando existirem, são declaradas explicitamente. O patrocínio pode influenciar apenas a posição de uma plataforma na tabela comparativa, nunca a sua classificação, o veredito da análise ou a avaliação editorial.
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The most established P2P platform in Europe. Great for diversification.
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