Afranga
ErhvervFordele
- High returns
- ECSP regulated
- Business loans
- Good track record
Ulemper
- Bulgarian focus
- Less known
Vurdering
Great regulated option with high returns. Focus on business loans in Bulgaria.
Uafhængig sammenligning med skatteberegner.
| Kategori | Udlånsmodel | Reg | Registrer | |||||
|---|---|---|---|---|---|---|---|---|
| #1 Nectaro | Forbruger | Markedsplads | 14.9% | 78/100 | MiFID II · Latvijas Banka | 1% Newbies Cashback Kvalificeret henvisnings-/partnerlink • investér mindst 300 € i Notes i de første 30 dage • 1 % cashback af den gennemsnitlige daglige investerede saldo • udbetales senest den 15. i den følgende måned | €50 | Registrer |
| #2 Afranga | Erhverv | Blandet | 14.75% | 68/100 | ECSP | 0.5% Cashback Partner-link offer • 0.5% cashback during the first 90 days | €10 | Registrer |
| #3 InRento | Fast Ejendom | Markedsplads | ~12% | 89/100 | Lithuanian CB | Op til 50€ Fast Bonus 20 € i bonus ved en investering på 500 € • 50 € i bonus ved en investering på 1.000 € | €100 | Registrer |
| #4 Letsinvest | Fast Ejendom | Markedsplads | up to 12% | 84/100 | ECSP | — | €100 | Registrer |
| #5 PeerBerry | Forbruger | Blandet | 11% | 80/100 | ECSP | 0.5% Welcome + Op til 1% Loyalty Welcome: invest at least €10 within 30 days • +0.5% for 90 days • loyalty from €10,000 (up to +1%) | €10 | Registrer |
| #6 LANDE | Landbrug | Markedsplads | up to 14% | 77/100 | None | 1% Referral Cashback Referral link • 1% cashback on Primary Market investments during the first 90 days • no cap • both parties | €50 | Registrer |
| #7 Indemo | NPL | Markedsplads | 15-18% | 76/100 | Regulated | 25€ Fast Bonus Henvisnings-/partnerlink • første enkeltinvestering på mindst 50 € inden for 90 dage • investeringskredit på 25 € (kan ikke hæves direkte) | €100 | Registrer |
| #8 Crowdpear | Fast Ejendom | Markedsplads | ~10.58% | 72/100 | ECSP | — | €100 | Registrer |
| #9 Go & Grow (ex Bondora) | Forbruger | Egen udlån | ~6% | 71/100 | Regulated | 5€ Fast Bonus New investor: €5 • Referrer: €5 after €50 invested within 30 days | €1 | Registrer |
| #10 Income Marketplace | Forbruger | Markedsplads | ~13% | 70/100 | None | 1% Cashback Partner-link offer • 1% bonus interest on investments during the first 30 days • min €10, max €500 bonus • credited after 40 days | €10 | Registrer |
| #11 Mintos | Multi-Asset | Markedsplads | ~12% | 69/100 | MiFID II | €20–€500 Fast Bonus Code INVEST26 • register and invest 24 Aug–30 Sep 2026 in eligible assets (Smart Cash excluded) • €20 from €1,500, up to €500 from €25,000 • hold the qualifying balance until 31 Dec • paid by 15 Jan 2027 | €50 | Registrer |
| #12 Modena | Forbruger | Egen udlån | 8.5-11% | 67/100 | Regulated | 25€ Fast Bonus + Op til 1% Cashback New investor • €25 after 90 days if at least €200 remains invested • 1% cashback on investments during the first 120 days • max €1,000 cashback • early withdrawal can reduce or forfeit the reward | €50 | Registrer |
| #13 Digilo | Fast Ejendom | Markedsplads | 9-12% | 66/100 | ECSP | 1% Cashback 1% henvisningscashback på investeringer på det primære marked i de første 60 dage • Begge parter | €150 | Registrer |
| #14 Triple Dragon | Gaming | Egen udlån | 14% | 64/100 | None | 1% Cashback Referral link • manual investment within 60 days • 1% for both investors | €50 | Registrer |
| ⚠️ Zone med kapitalrisiko Herfra øger en kort eller uprøvet historik, usikkerhed om inddrivelse eller likviditet, modpartskoncentration eller svagere ledelse væsentligt risikoen for kapitaltab. Behandl platformene nedenfor som spekulative allokationer. | ||||||||
| #15 Lendermarket | Forbruger | Blandet | ~14% | 58/100 | None | 75€ Fast Bonus Referral link: invest at least €500 within 30 days and hold for 30 days • Both parties | €10 | Registrer |
| #16 Viainvest | Forbruger | Egen udlån | ~11.8% | 58/100 | Regulated | 0.5% Cashback Partner-link offer • cashback on the average daily investment balance during the first 90 days | €10 | Registrer |
| #17 SAVY | Forbruger | Egen udlån | up to 13% | 56/100 | Bank of Lithuania | 1% Cashback Referral programme • 1% of investments during the first 3 months • maximum €1,000 | €10 | Registrer |
| #18 Revest | Fast Ejendom | Egen udlån | up to 13% | 46/100 | None | Op til 6% Cashback 10 Aug–30 Sep 2026 • 0.25% for 25-day/1-month terms, 1.5% for 3 months, 2.5% for 6 months, 4% for 12 months, 6% for 24 months • paid after the campaign | €0 | Registrer |
| #19 Debitum | Erhverv | Markedsplads | ~10% | 44/100 | Regulated | 20€ + Op til 2% Loyalty Referral link • €20 each after €1,000 invested within 30 days • loyalty boost up to 2% by tier | €50 | Registrer |
| #1 EtherFi | Crypto Staking | Egen udlån | Variable APY | 38/100 | None | — | €0 | Registrer |
| #20 Monefit SmartSaver | Forbruger | Egen udlån | 7.5-10.5% | 32/100 | None | 0.5% Referral Bonus Referral/partner link • 0.5% on net investments during the first 90 days after verification • paid on day 91 • special partner campaigns may differ | €5 | Registrer |
| #21 Mypeak.finance | Erhverv | Egen udlån | up to 16% | 27/100 | None | 1% Cashback Partner-link offer • investments during the first 60 days | €1 | Registrer |
| #22 FF Forest | Landbrug | Egen udlån | up to 18% | 18/100 | None | 1% Cashback Partner-link offer • investments during the first 180 days | €500 | Registrer |
| #2 8lends | Crypto Lending | Markedsplads | Variable | 15/100 | None | 30 USDC + 6% 8LNDS Welcome: 30 USDC after signup/first investment • 6% 8LNDS cashback on investments • Referral bonus 6% of friend investments for 45 days | €100 | Registrer |
| #23 Asterra Estate | Fast Ejendom | Egen udlån | up to 14% | 15/100 | None | 1% Cashback Partner-link offer • 1% cashback on investments during the first 90 days • credited immediately | €100 | Registrer |
Brug P2P som satelliteksponering med højt afkast, og flyt overskud ud før risiko bygger sig op. Hold resten af kapitalen der, hvor seriøse investorer bygger langsigtede positioner: reguleret broker, ETF-kerne, CFD-værktøjer ved behov.
Kvalificeret henvisnings-/partnerlink • investér mindst 300 € i Notes i de første 30 dage • 1 % cashback af den gennemsnitlige daglige investerede saldo • udbetales senest den 15. i den følgende måned
Welcome: 30 USDC after signup/first investment • 6% 8LNDS cashback on investments • Referral bonus 6% of friend investments for 45 days
Referral link: invest at least €500 within 30 days and hold for 30 days • Both parties
10 Aug–30 Sep 2026 • 0.25% for 25-day/1-month terms, 1.5% for 3 months, 2.5% for 6 months, 4% for 12 months, 6% for 24 months • paid after the campaign
20 € i bonus ved en investering på 500 € • 50 € i bonus ved en investering på 1.000 €
Referral link • €20 each after €1,000 invested within 30 days • loyalty boost up to 2% by tier
New investor • €25 after 90 days if at least €200 remains invested • 1% cashback on investments during the first 120 days • max €1,000 cashback • early withdrawal can reduce or forfeit the reward
Henvisnings-/partnerlink • første enkeltinvestering på mindst 50 € inden for 90 dage • investeringskredit på 25 € (kan ikke hæves direkte)
Code INVEST26 • register and invest 24 Aug–30 Sep 2026 in eligible assets (Smart Cash excluded) • €20 from €1,500, up to €500 from €25,000 • hold the qualifying balance until 31 Dec • paid by 15 Jan 2027
Welcome: invest at least €10 within 30 days • +0.5% for 90 days • loyalty from €10,000 (up to +1%)
Partner-link offer • 1% cashback on investments during the first 90 days • credited immediately
1% henvisningscashback på investeringer på det primære marked i de første 60 dage • Begge parter
Partner-link offer • investments during the first 180 days
Partner-link offer • 1% bonus interest on investments during the first 30 days • min €10, max €500 bonus • credited after 40 days
Referral link • 1% cashback on Primary Market investments during the first 90 days • no cap • both parties
Partner-link offer • investments during the first 60 days
Referral programme • 1% of investments during the first 3 months • maximum €1,000
Referral link • manual investment within 60 days • 1% for both investors
Partner-link offer • 0.5% cashback during the first 90 days
New investor: €5 • Referrer: €5 after €50 invested within 30 days
Referral/partner link • 0.5% on net investments during the first 90 days after verification • paid on day 91 • special partner campaigns may differ
Partner-link offer • cashback on the average daily investment balance during the first 90 days
Krypto-platforme: tjek de individuelle opslag ovenfor for tilgængelige bonusser.
Detaljeret analyse baseret på min personlige erfaring.
Great regulated option with high returns. Focus on business loans in Bulgaria.
Highest returns in 2026. New but very promising. Worth testing with small amounts.
The most established P2P platform in Europe. Great for diversification.
Most reliable platform. Zero losses since launch makes it perfect for conservative investors.
Niche mountain-travel financing platform with attractive target yields, but it should be treated as high risk because of its short track record and lack of strong regulation.
Conservative regulated option. Perfect for risk-averse investors seeking steady returns.
Established Lithuanian consumer-loan marketplace with a credible regulatory profile and competitive yields, but still tied to borrower quality in a single domestic market.
Promising regulated real-estate platform for investors who want asset-backed exposure and can accept project-specific liquidity risk.
Interesting higher-yield property platform for diversification, but it should be treated as a more speculative real-estate allocation rather than a core low-risk holding.
Unique sustainable forestry platform backed by Latvian land assets offering up to 18% returns. Interesting green niche but treat as high-risk due to lack of regulation and short track record.
At investere i P2P-udlånsplatforme indebærer risici, herunder risikoen for delvist eller totalt tab af det investerede kapital. Din investering er ikke dækket af indskudsgarantiordninger i henhold til direktiv 2014/49/EU eller investorgarantiordninger i henhold til direktiv 1997/9/EF. Du modtager muligvis intet afkast. Dette er ikke et opsparingsprodukt, og vi anbefaler, at du ikke investerer mere end 10 % af din nettoformue. Dette er ikke finansiel rådgivning. I henhold til forordning (EU) 2020/1503.
Native iOS/Android-app til porteføljeovervågning på farten.
Synk i realtid med platforme for at følge afkast.
Notifikationer om nye muligheder og platformopdateringer.
Francesco fra Italien, passioneret for alternative investeringer.
Jeg tester personligt hver anbefalet platform med egne penge. Ingen marketing, kun praktisk analyse.