Privacy Policy & Cookie Policy

Last updated: January 30, 2026

1. Data Controller

The Data Controller is:

2. Data We Collect

We only collect anonymous browsing data through:

• Technical cookies: necessary for the site to function (dark mode, language preferences)
• Analytics cookies: Google Analytics to measure traffic (anonymized IP)
• Affiliate cookies: used by TrackMyTarget, PeerBerry and other partners to track registrations from our links
• Browsing data: IP address (anonymized), browser type, operating system (automatically collected by the server)

3. Purpose of Processing

Data is used for:

• Personalizing user experience (theme, language)
• Measuring website traffic with Google Analytics (anonymized)
• Tracking affiliate commissions (third-party cookies)
• Analyzing traffic in aggregate form

4. Third-Party Cookies (Affiliation)

Links on P2PRadar are affiliate links. When you click on:

• TrackMyTarget (Mintos, Monefit, etc.)
• PeerBerry
• Bondora
• Income Marketplace

These services install tracking cookies to attribute the commission to P2PRadar. These cookies typically last 30-90 days.

5. Legal Basis

Processing is based on:

• Consent (Art. 6 GDPR) for non-essential cookies (analytics, affiliation)
• Legitimate interest for essential technical cookies

6. Your Rights

You can:

• Reject cookies by clicking "Reject" in the banner
• Delete cookies via your browser settings
• Request data deletion by writing to privacy@p2pradar.app
• Exercise your rights under GDPR (access, rectification, portability)

7. Important Disclaimer

P2PRadar is an independent informational website, not an investment firm or crowdfunding service provider. We do not collect users' financial data nor manage money.

In accordance with Regulation (EU) 2020/1503 of the European Parliament and of the Council on European crowdfunding service providers for business:

• Investing in P2P lending platforms entails risks, including the risk of partial or total loss of the money invested.
• Investments made through P2P platforms are not covered by deposit guarantee schemes established in accordance with Directive 2014/49/EU.
• Investments made through P2P platforms are not covered by investor compensation schemes established in accordance with Directive 1997/9/EC.
• You may not receive any return on your investment.
• This is not a savings product. We advise you not to invest more than 10% of your net worth in P2P lending projects.
• The content on P2PRadar is for informational purposes only and does not constitute financial advice.

8. Data Retention

Technical cookies: 1 year
Analytics cookies: 26 months (Google Analytics)
Affiliate cookies: 30-90 days (managed by third parties)
Analytics data: 26 months (anonymized)

9. No Data Collection or Transfer Outside the EU

P2PRadar does not collect, store, or process any personal data of its users. No registration is required to use this website, and no forms collecting personal information are present on this site.

In accordance with Article 44 of the GDPR (Regulation (EU) 2016/679), P2PRadar confirms that no personal data is transferred to third countries outside the European Union or the European Economic Area. Although P2PRadar's registered address is located outside the EU/EEA, all technical infrastructure and data processing activities are hosted exclusively within the EU/EEA. All data processing activities, to the extent they occur (e.g., anonymized analytics), remain within the EU/EEA.

Google Analytics is configured with IP anonymization enabled, ensuring that no personally identifiable information is transmitted or stored. Third-party affiliate tracking cookies operate under the responsibility of the respective partners and are subject to their own privacy policies.

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